You can now set up next month’s budget.For instance, maybe your typical $500 grocery bill jumps to $700 in November and December, or you pay your homeowners insurance premium at the beginning of each year. Estimate how much you’ll spend in different categories each month over the next year.Use last year’s pay stubs as a reference point and adjust as needed (perhaps you recently got a raise or finalized a new business deal). Estimate how much you’ll earn each month over the next year.Variable/discretionary ordinary living expenses (such as food, clothing, household expenses, medical payments, and other items for which your monthly spending tends to fluctuate).Fixed costs (such as housing payments, utility bills, charitable contributions, insurance premiums, and loan payments).Separate your spending categories into main buckets.(This is an especially useful exercise if you have uneven income.) For instance, let’s say you spent $500 in January on groceries, which was 12% of your household earnings. Note how much you spent in each category every month, as well as what percentage of your monthly income that spending represented. Categorize all of your expenses over the past year.Add up your take-home pay over the past year.Most institutions let you export your transactions as a CSV file that you can open in Google Sheets, Excel, or Numbers. A year’s worth can give you a good sense of how much you tend to spend over a given period of time. Collect all of your bank and credit card statements over the past year. (Ever get hit with a large bill, such as for an auto repair or emergency dental treatment? Those kinds of things can throw your budget off track.) Spreadsheet-based budgets (and some other budgeting tools) prompt you to create a myriad of categories and assign a dollar amount to each one, which is not only overwhelming but also likely to fail. It tracks your spending, revolving bills, savings goals, and earnings history to estimate how much you have left to spend in a given month in any category you want. We recommend Simplifi for most people because it’s a happy medium between the two. Conversely, zero-balance apps encourage a more hands-on approach, forcing you to account for every dollar you bring in (X amount for savings, Y amount for rent, and so on), but they tend to be idiosyncratic and costly. Tracking apps offer a 30,000-foot view of your finances, display your transactions in real time, and require very little effort to set up. There are two basic types of budget apps: trackers ( à la Mint) and zero-balancers.
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In the past five years with support from the EDC, 1,893 new jobs have been created with $198 million in capital investment and $53.8 million in added payroll. (EDC), serving the entirety of Martinsville and Henry County. Harvest was instrumental in the creation of a combined economic development office, the Martinsville-Henry County Economic Development Corp. Since its inception in 2002, The Harvest Foundation has supported Martinsville-Henry County through its grantmaking to bolster its workforce, increase educational attainment, improve access to healthcare, and overall, create opportunities for residents to lead productive and fulfilling lives. While change is never easy, we look forward to the next generation of leadership at the foundation.” “Our work over the past 17 years has helped shape Martinsville-Henry County into the beautiful community it is today, and our work is far from finished. Those interested in the position can send a resume and cover letter to The job description and additional information will be available at “We are excited to advance into the next chapter of grant-making at Harvest,” said Stone. Allyson has ensured that the foundation is in the best possible place for future growth, and we wish her the very best in her upcoming retirement.” “Under her leadership, the foundation has grown its investments and its staff, and it has supported a number of projects and programs that make our community a wonderful place to live, work and play. “Allyson is an exceptional leader who has grown the foundation tremendously throughout her 17 years of service,” said David Stone, chairman of the Harvest Foundation Board of Directors. She’s served as president of the foundation since 2008. In 2002, she served on the board of directors at Memorial Hospital of Martinsville-Henry County when the decision was made to sell the nonprofit hospital to a for-profit hospital network unlocking the resources necessary to create The Harvest Foundation. Rothrock will retire in mid-to-late 2020 following her tenure at Harvest, which began with the creation of the foundation. Partnering with the foundation’s board of directors in the search is Korn Ferry, a global executive search and recruitment firm. The Harvest Foundation announced today that its president, Allyson Rothrock, is retiring and a search is underway for its next leader. However, it was worth noting that the net and exchange balances for FDUSD remain lower when compared to leading stablecoins such as USDT and USDC.įor instance, as of this writing, the USDT customer net balance exceeded 15.4 billion, with the exchange net balance at 18.2 billion. As of this writing, the customer net balance exceeded 196 million, while the exchange net balance surpassed 230 million, resulting in a ratio of 116%. Reviewing the POR revealed that Binance and its users now held balances of First Digital USD (FDUSD). Consequently, Binance has adopted another stablecoin, which debuted in the POR. This decision came in response to a consumer alert from the New York Department of Financial Services (NYDFS), which instructed Paxos, based in New York, to cease minting BUSD. Paxos Trust Company, the entity responsible for minting Binance’s stablecoin BUSD, terminated its association with Binance and ceased issuing BUSD on 21 February. However, it’s worth mentioning that the ratio had increased from 102% in the previous report to its current level of 105%. The customer’s net balance was over 4 million in the last POR. Similar to the BTC balances, the ETH balances have witnessed a decrease. Overall, the BTC ratio remained at 105%.Īdditionally, the customer net balance for Ethereum was over 3.8 million, with the exchange net balance exceeding 4 million. The exchange balance was recorded at over 621,000 BTCs in the last POR. However, there has been a slight decrease in the exchange balance. Compared to the figures reported in the previous POR, there has been little change in customer user balances. Analyzing the Binance and Ethereum reserveĪs of this writing, the customer net balance of Bitcoin on Binance stood at over 588,000, while the exchange balance was over 618,000. However, one thing could be noticed in the exchange’s recent POR: the direction of its stablecoins has changed. FDUSD makes its entry into Binances’s POR.Īs customary of Binance, it recently released its Proof-of-Reserve (POR), taking stock of the assets on the exchange. Ethereum and BTC balances on Binance were reduced from their previous POR level.It is not offered or intended to be used as legal, tax, investment, financial, or other advice. The largest crypto exchange and its entrepreneurial owner have a fight on their hands and the future of crypto will certainly feel the impact.ĭisclaimer: This article is provided for informational purposes only. and Europe both have Binance in their sights as a regulatory target. Preceding this, in June, Paysafe Payment Solutions, which acted as Binance’s European banking partner, decided to withdraw its services. recently terminated its contract with Binance over AML and compliance concerns. The response did specify that only a very small percentage of their users (1%) would be affected by the card withdrawal, and that Binance Pay (recently launched in Brazil) was available for use in shopping and sending crypto.Īmid all the ongoing regulatory issues that beset Binance, especially in the U.S., its payment options are in a state of flux. Binance Customer Support August 23, 2023 The product, like most debit cards, has been utilized by Binance’s users to pay for basic daily expenses but in this case, the cards are funded with crypto assets. Hello there,The Binance Card will no longer be available to users in Latin America and the Middle East. Today, organizations need end-to-end visibility in real-time combined with quick actionable insights to ensure their digital environments are consistent, performant and resilient,” said Archana Venkatraman, Analyst, IDC. “Infrastructure complexity and growing attack surfaces are overthrowing traditional approaches for operational resilience and risk management. “We now have full visibility in both our ecommerce and in-store operations with Splunk’s platform solutions helping us deliver the best service to our customers in a store, on mobile devices, via our third-party aggregators or digitally enabled call center, Papacall.” “Splunk provides visibility into parts of our business that we never had before providing data across the company, not just our technology team,” said Sarika Attal, VP Enterprise Architecture and Technology Services, Papa John’s International, Inc.
In this perspective, Thunderbird meaning deals with the Creator, Destroyer and Controller of Nature and must be honored and appeased at all costs. Moreover, in Northwestern tribes the Thunderbird is known as the Skyamsen, and is the dominating force of all natural activity. The effects of the smoke would lift Native souls to the heavens where braves would encounter the Thunderbird in spirit-journeying further bolstering the warrior’s heart and insuring triumph against foe.Īnother Native tale indicates lightning jetting out of the eyes of the Thunderbird when angered (during storms), and deafening cracks of thunder were produced when it flapped its mighty wings.Īs a Native American symbol of creation, the Thunderbird marks the separation between the heavens and the earth. Tobacco (also sacred to the Thunderbird) would be smoked in intricate ceremonial order. “A very great vision is needed and the man who has it must follow it as the eagle seeks the deepest blue of the sky.” ~ Crazy Horse, Sioux Chief More About the Thunderbird Native American Symbol Meaning of the Native American Thunderbird Symbol War dances by the Iroquois and Shawnee must be performed to exact precision in order to appease the rousted Thunderbird and insure victory in battle. These huts were always made with the wood of the cedar tree, sacred to the Thunderbird. When the cry of the Thunderbird was heard (in the form of thunder in the skies) war huts were constructed to begin ceremonial processions. This was also a foretelling of victory for tribal wars fought on the ground – particularly when ritual ceremonies and dances were reverently adhered to. When quaking peals of thunder rattle the heavens, it’s a sign the spirits are warring in the skies. Some tribes view the Thunderbird as an omen of war. Expectations of what he should be like, what I should be like, what we should have, what we shouldn't have. When I had my son 10 years ago I had a lot of expectations. That means living well by developing a healthy relationship with yourself, your family, and your home. She advocates taking a holistic approach to helping the whole family stay well: physical, emotional, and relational. Whether it is from her on-the-job training as a mama or her professional experience, she has learnt that as parents we so desperately want to get everything right, but in the process we have the tendency to overcomplicate, overthink, and get overwhelmed.ĭenaye is here to convince you that simple really is smart. She has spent her career coaching parents and supporting families.ĭenaye loves to travel, talk all-things-health-and-food, and give preposterous amounts of unsolicited parenting advice. She is also a clinical social worker with a specialty in Child and Family Practice and has a Post-Grad Certificate in Behavior Analysis of Children. in Child Development with a focus in Family Wellness. Denaye resides with her family in New York.ĭenaye has a personal and professional passion for helping women thrive in motherhood, with a Ph.D. She and her husband started their family and adventure as parents in 2013 when they welcomed their son, and their daughter completed them in 2016. Packed full of straightforward solutions, Simple Happy Parenting is a refreshing voice of calm support for all parents seeking a better, simpler way.ĭenaye Barahona is the founder of Simple Families, a blog, podcast and online learning community dedicated to helping families live well with young children.įirst and foremost, however, Denaye is a mother and wife. Once we free ourselves from the pressures of perfect we are all able to embrace a more balanced and fulfilling life. This natural approach to family life is not only good for your child, it is good for parents too. Children are imaginative, inventive and curious - and it is by allowing them the space and freedom to grow and develop that parents best enable them to flourish. Discover the benefits of a few, carefully curated toys easy, nourishing meals around the family table and simple (yet positive) discipline. Denaye Barahona's revolutionary approach to parenting, challenges us to tackle the most cluttered corner of our lives: childhood. Simple Happy Parenting provides practical tools and expert advice to help you live well with your family. Families live better with less: less clutter, uncomplicated meals and positive discipline. Free yourself from the pressures of 'perfect parenthood' and discover a simpler way for the whole family to thrive.
Also this morning, a search warrant is being executed at CONCACAF headquarters in Miami, Florida. Rodriguez of the FBI’s New York Field Office, Chief Richard Weber of the Internal Revenue Service-Criminal Investigation (IRS-CI) and Special Agent in Charge Erick Martinez of the IRS-CI’s Los Angeles Field Office.Īlso earlier this morning, Swiss authorities in Zurich arrested seven of the defendants charged in the indictment, the defendants Jeffrey Webb, Eduardo Li, Julio Rocha, Costas Takkas, Eugenio Figueredo, Rafael Esquivel and José Maria Marin, at the request of the United States. Comey of the FBI, Assistant Director in Charge Diego W. Currie of the Eastern District of New York, Director James B. The charges were announced by Attorney General Loretta E. and South American sports marketing executives who are alleged to have systematically paid and agreed to pay well over $150 million in bribes and kickbacks to obtain lucrative media and marketing rights to international soccer tournaments. Jeffrey Webb and Jack Warner – the current and former presidents of CONCACAF, the continental confederation under FIFA headquartered in the United States – are among the soccer officials charged with racketeering and bribery offenses. The defendants charged in the indictment include high-ranking officials of the Fédération Internationale de Football Association (FIFA), the organization responsible for the regulation and promotion of soccer worldwide, as well as leading officials of other soccer governing bodies that operate under the FIFA umbrella. The guilty pleas of four individual defendants and two corporate defendants were also unsealed today. The pair came together to created a fan poll to help determine the name of LA’s clásico.The Defendants Include Two Current FIFA Vice Presidents and the Current and Former Presidents of the Confederation of North, Central American and Caribbean Association Football (CONCACAF) Seven Defendants Arrested Overseas Guilty Pleas for Four Individual Defendants and Two Corporate Defendants Also UnsealedĪ 47-count indictment was unsealed early this morning in federal court in Brooklyn, New York, charging 14 defendants with racketeering, wire fraud and money laundering conspiracies, among other offenses, in connection with the defendants’ participation in a 24-year scheme to enrich themselves through the corruption of international soccer. Gray was in charge of the site’s Galaxy blog, LAG Confidential. In 2018, Rodríguez was managing SBNation’s LAFC blog, Angels on Parade. There is no explanation." The origins of El TráficoĪlicia Rodríguez, a reporter who covers MLS, and Mike Gray, a Galaxy fan and blogger, provided valuable information on the name. We have no story around the name El Tráfico. And if you have what I think is the biggest rivalry in MLS and the name is a joke, I don’t think that helps us get anywhere fast. We want to be respected as a serious entry in the global football landscape. We all want to become a part of the global football landscape. "It mirrors the challenge of MLS as we grow. "Just the essence of the name is a joke and it’s nothing anybody celebrates (at LAFC)," Orosco said. It’ll say the LA Derby was originally called El Tráfico because of A, B and C and then due to a fan revolt and the people power it’s now called ‘this.’ I guarantee you." "Here’s my prediction: it will not be El Tráfico for much longer. It’s just a joke," Rich Orosco, LAFC’s executive vice president of brand & community, told The Athletic. "El Tráfico, the name… El Tráfico was a joke. It has everything that the MLS could ask for, but it is, however, crying out for a respectable name to adequately describe the derby. The growing rivalry between the LA Galaxy and LAFC has seen plenty, including brilliant goals and entertaining battles. #ElTrafico #LAvLAFC /KkJ5T5PRQd- Alexi Lalas March 28, 2018 game is Saturday 3 pm ET on This LA derby is being called "El Tráfico." says the fans came up with the name and the League has no plans to trademark it. A great place for kids to cool down in the summer and to watch the bay. The museum is open from 10 AM to 4 PM every day, except October through April, where Tuesdays are closed.īehind the Museum is the Harborside Fountain Park. Parking is available for free on some of the streets or paid parking near the waterfront. Defenders Down DeepĪdmission here is free as well. This was my personal highlight – I love aircraft carriers. You will learn about the history of the nearby shipyard, Special Operations Submarines and about the life aboard the aircraft carrier USS John C. You can’t miss the building neither the sail of the USS Parche ( SSN-683) a Balao-class diesel-electric submarine. It was moved three times: first in 1910 when Dry Dock 2 was built, second in the 1930s to Farragut Ave where it served as apprentice classrooms and administrative offices, and third in 2006 to its present location where it serves as a museum. Building 50, in which the museum is located, was built in 1896 and served as the first Administrative Headquarters for Shipyard commanders. It’s easily reachable by the Seattle-Bremerton ferry and just a short walk from the ferry terminal. This museum is located near the Bremerton ferry terminal next to the Puget Sound Naval Shipyard and Intermediate Maintenance Facility. Puget Sound Navy Museum Puget Sound Navy Museum Admission and parking are free and the museum is open from 10 AM to 4 PM every day, except October through April, where Tuesdays are closed. However, it is worth the drive if you are interested in that kind of things. Getting here is a bit tricky if you are visiting Seattle and don’t have a car. The museum is located right next to the Naval Undersea Warfare Center Division, Keyport. In front of the museum is the sail of the USS Sturgeon (SSN-637), a Sturgeon-class nuclear fast attack submarine. Outside, at the parking lot, you will see a couple of this DSRV’s and small rescue submarines.
They could see the open ocean on the other side, so they tried to get through but again ended up trapped between two ice floes. But in the afternoon of the same day, they found themselves trapped again, this time by a soft, snow-like pack. However, the gale moved the ice and on January 18, they passed through the floes. For two days, they couldn’t move because of a powerful gale. On January 16, the Endurance became trapped between ice floes. The entire crew met in Buenos Aires, Argentina, and this is where their adventure began. (Three days after the Endurance sailed from London, Great Britain declared war on Germany in what would become known as World War I.) The Endurance made the trip across the Atlantic without Shackleton because he had stayed behind to deal with financial matters. The Endurance set out from London on August 1, 1914. The expedition was intended to be the first to cross the entire Antarctic continent by foot, and it was an opportunity for the British Empire to leave a lasting legacy in the exploration of Antarctica. The Imperial Trans-Antarctic Expedition was Shackleton’s third journey to the South Pole. Background of the ExpeditionĮndurance by Alfred Lansing starts with a background of the expedition. Those visits, correspondence with survivors, and his reading of their diaries informed the book. He became friends with Shackleton’s biographers and traveled to meet some of the survivors of the Endurance expedition. Years later, he encountered a biography of Shackleton, and it fueled his interest-even obsession-with the story. Lansing’s desire to write the book came from his own experience in the Navy and from a book he read during his time there about an American ship during World War I. To construct the narrative, he relied on the diaries most of the men aboard the Endurance kept, and he interviewed every member of the crew who was still alive at that time. Endurance by Alfred LansingĪlfred Lansing, a US journalist who had served in the Navy, wrote the definitive account of the nearly two-year journey 45 years later. Keep reading for a brief overview of Alfred Lansing’s Endurance. But their ship became trapped between massive ice floes, forcing them to begin an 11-month journey through ice and open ocean. What is Endurance by Alfred Lansing about? What should you take away from the book?Įndurance tells the story of British explorer Ernest Shackleton and his 27 men who in 1914 set out to cross Antarctica on foot. Like this article? Sign up for a free trial here. Shortform has the world's best summaries and analyses of books you should be reading. This article is an excerpt from the Shortform book guide to "Endurance" by Alfred Lansing. |
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